Your questions, answered.
The Stay or Move Report is free: 22 questions, about 4 minutes. The Independence Plan is $150, written and signed by John Fick, CSA, CAPS, and arrives by email within seven days of your plan questions.
The free report
Oupa helps you stay independent as you get older by showing you what to do, in what order, and who can help. It starts with your home.
The free Stay or Move Report helps you decide whether to stay in your home, modify it, or move, looked at through five areas: home and safety, health and wellbeing, support and care, financial security, and lifestyle fit. The Independence Plan goes further. It covers the home decision and everything else that keeps you independent, and points you to vetted professionals near you when you need more help.
Oupa is neutral between staying and moving. Both can protect your independence. We suggest next steps. You decide which to take, and whether to stay or move.
Yes. The Stay or Move Report is completely free. There is no subscription, no credit card, and no account required.
No. You do not need to create an account to answer the questions or receive your report. You only need to provide your email address so we can send your results.
Your report opens with what your decision comes down to, in two or three sentences about your own situation. It then shows how things look across five areas: Home and Safety, Health and Wellbeing, Support and Care, Financial Security, and Lifestyle Fit. It explains each of your answers and suggests up to three places to start.
You see it on screen and we send it to you by email. It's yours to keep.
Your report is built from your answers, using a framework written by Oupa. The same answers always produce the same report.
No short set of questions can capture everything, and Oupa doesn't claim to. What 22 carefully chosen questions can do is give you a clearer picture of where you stand across the areas that matter most in this decision.
Yes. There's no account required and no limit on how many times you can get a report. If your circumstances change, financially, physically, or otherwise, you're welcome to retake it at any time.
The $150 Independence Plan
The Independence Plan is your roadmap for staying independent as you get older. Your free report helps you decide about your home: stay, modify it, or move. The plan covers all five areas in order, step by step, with costs where you live and professionals near you.
It opens with a one-page summary of how people stay independent as they get older, then turns to you: what to do in each area, in what order, what each step involves and typically costs where you live, and two or three vetted professionals near you for anything it calls for. It is written and signed by a Certified Senior Advisor and Certified Aging-in-Place Specialist, from your Stay or Move Report answers and about five minutes of further questions.
It costs $150, paid once. It arrives by email within seven days of answering the plan questions. If it doesn't, we refund you without being asked. Share your plan with anyone in your family, at no extra cost.
No. Oupa doesn't provide care, visit your home, or arrange services for you. We help you plan: your Independence Plan sets out what to do, in what order, and names vetted professionals near you. You contact them directly and decide who to work with.
If you need someone to arrange and oversee care on an ongoing basis, your plan can name an Aging Life Care Manager (sometimes called a geriatric care manager), a professional who does exactly that. They pay Oupa nothing.
John Fick, CSA, CAPS, writes and signs every plan. Software, including AI, helps with the first draft; John reviews, edits and signs off every one.
Yes. Your plan builds on your report, so we ask you to take it first. It's free and takes about 4 minutes.
We look first to professionals certified through recognized organizations, such as Certified Senior Advisors (Society of Certified Senior Advisors) and Certified Aging-in-Place Specialists (National Association of Home Builders). Before we name anyone in your plan, we check that they belong to a relevant professional association, hold any license the work requires, carry insurance (we ask for a current certificate), have years of relevant experience, and have positive reviews from past clients. We introduce them; you decide whether to hire them. We take nothing from them, and these organizations don't endorse Oupa.
You can cancel for a full refund any time before your plan arrives. If it's late, you're refunded automatically. Once it's delivered it isn't refundable, but if we've made a mistake, we'll fix it.
Family
Yes, with their knowledge and agreement. The plan is written for them, and the choices stay theirs. You're welcome to share it with anyone in the family at no extra cost.
The most effective conversations start with curiosity rather than conclusions. Ask what matters most to them: independence, staying in a familiar place, being closer to family, or something else entirely. Avoid framing the conversation as a problem to solve. Share what you've noticed without making it feel like an accusation.
Oupa's free Stay or Move Report can help. Answering the questions together gives both of you a neutral framework to discuss, rather than relying on competing opinions and emotions alone.
Privacy and trust
Your answers are used to create your report and, if you buy one, your Independence Plan. We never sell your information or share it for anyone's marketing. You can ask us to delete it at any time by emailing hello@oupahome.com.
Our Privacy Policy explains the details.
We'll email you your report. We may occasionally email you about your report, your plan, or Oupa, and every email has an unsubscribe link.
We never sell your information or share it for anyone's marketing. A few service providers help us run the site, as our Privacy Policy explains.
The Stay or Move Report and everything in Resources are free.
Oupa charges for one thing: the Independence Plan, a written plan for your situation, for $150. You see the price before you pay.
We take no referral fees, commissions, or payments from any senior care facility, professional, company, or product maker, including anyone we name to you. No one can pay to be recommended. That is how we stay on your side.
Oupa is not a financial, medical, or legal advisor. Where those needs arise, your plan names qualified professionals and you engage them directly.
Home, life, and what comes next
Anyone who wants to stay independent as they get older, whether you're 60 or 90, and adult children helping a parent without taking over.
The most important factors to assess are: whether you can move through the home safely without stairs creating a daily barrier, whether the bathroom is accessible and fall risks have been addressed, whether the home can be modified if mobility changes, and whether you have reliable support nearby if something goes wrong.
Oupa's free Stay or Move Report gives you a starting picture across five areas, including safety and health. An Independence Plan goes further for your own home: what to change first, what it typically costs, and two or three professionals near you, such as a Certified Aging-in-Place Specialist or an occupational therapist, who can assess it in person.
Common signs include: increasing difficulty managing the home physically or financially, growing isolation from family, friends, or services, safety concerns that would be expensive or impractical to address, a home that no longer fits how you want to live, and a sense that the location no longer works for your life.
None of these signs means you must move, but they are worth taking seriously and thinking through clearly before a crisis forces the decision.
Earlier than most people do. The best housing decisions are made before a health event, a financial change, or a family crisis creates urgency. Starting to think clearly about this in your early to mid 60s, when you have time, options, and energy, gives you the most control over the outcome.
The free Stay or Move Report takes about 4 minutes and gives you a starting point without any commitment.
If you own your home, options can include a home equity line of credit (HELOC) or home equity loan, which is borrowing secured by your home with monthly repayments, and, if you're 62 or older, a reverse mortgage (HECM), which requires counseling from a HUD-approved counselor first. Each has real costs and risks, including to your home. Some states also offer property tax relief for older homeowners. A fee-only financial planner or a HUD-approved housing counselor can help you compare them.